01 Terms of Service What ChatNEC is, what a subscription buys, who owns your documents, and where the limits of our liability sit. 02 Privacy Policy What we collect, which providers touch it, where it is held, how long we keep it, and how to make us delete it. 03 Refund and Cancellation Policy How to cancel in one action, the 14 day money back promise, and what happens to your workspace afterwards.